#politics #Senate #bbb #taxes #wealthy #oligarchs #nationalparks #vouchers #schools #consumerprotection #ai #alt
Heather Cox Richardson 6/28/25
SENATE REPUBLICANS RELEASE VERSION OF BILL AT MIDNIGHT TO AVOID PRESS A FEW THINGS REMOVED
#politics #Senate #bbb #taxes #wealthy #oligarchs #nationalparks #vouchers #schools #consumerprotection #ai #alt
Heather Cox Richardson 6/28/25
SENATE REPUBLICANS RELEASE VERSION OF BILL AT MIDNIGHT TO AVOID PRESS A FEW THINGS REMOVED
Damnit! Well my day just got fecked up. Got a letter today from Liberty Mutual Insurance.My home owners insurance is cancelled. This is bullshit. #Insurance (Edit, removed dates because my anger read it as June 30 and not July)
Based on the reasons in the letter, they must have used old satellite photos and old public Zillow or real estate for sale photos because it mentions:
*Roof, poor condition, but we had a new roof installed, along with fascia boards, in 2023. It was a total rip out so only one layer now.
*Gutters- no downspouts— We had new seamless gutters installed at the same time as the roof
*Furnace oil tank rust: When the new energy efficient furnace was put in in 2021, we had a new, modern tank installed.
All of those items they listed as reasons makes me think they, or their underwriting AI program, used old, public photos of the house, inside and exterior. Nobody came, esp to do an inspection of the inside oil tank in the basement.
The letter has no directions on how to dispute and prevent them from cancelling. It just says I can request a copy of the report they relied on and dispute. No directions, phone number, etc. #ConsumerRights #Consumer #Legal #Law #Ohio #ConsumerProtection #LibertyMutual .
Game Publishers keep dropping support for games they have sold to consumers, leaving the games unplayable.
The "Stop Killing Games" European Citizens Initiative demands the EU propose a law to force developers to leave games in a playable state!
It has reached 500k of the 1m needed signatures (deadline July 31). We need your support!
EU Citizens Sign here: https://eci.ec.europa.eu/045/public/#/screen/home
#ECJ: Consumers must be allowed, under certain conditions, to challenge the legality of the transfer of ownership to a third party following the enforcement of a mortgage on their family home #consumerprotection https://curia.europa.eu/jcms/jcms/Jo2_7052/
The CFPB issued a notice of proposed rulemaking to withdraw its recently enacted regulations establishing a "repeat offenders registry." The comment period ends on June 13, 2025. Only two comments have been filed. https://www.regulations.gov/document/CFPB-2025-0011-0001/comment
#lawfedi #ConsumerProtection #CFPB
The Restatement of Consumer Contracts is now a toddler, and it is time for some scholarly reflection. @hoffprof.bsky.social gets us started by asking what we mean by a consumer’s “reasonable expectations”
#contracts #law #scholarship #academia #ConsumerProtection #GenerativeAI
EU citizens of Mastodon, please share your takes on this iniciative from the #EU #Consumer Agenda 2025-2030 and what should be their priorities. You have until August to make your voice heard #ConsumerProtection https://ec.social-network.europa.eu/@EUCommission/114612496239311715
Paper on #DarkPatterns and #AddictiveDesigns by Xin Ye: How manipulative digital interfaces and algorithmic systems undermine autonomy and exploit attention. Proposes key regulatory reforms in EU law.
Read here: https://doi.org/10.34669/wi.wjds/5.3.2
#DigitalManipulation #UX #AttentionEconomy #DSA #GDPR #ConsumerProtection @Weizenbaum_Institut
CFPB now taking comments about the consumer complaint database, about: "(a) Whether the collection of information is necessary . . ." and "(c) Ways to enhance the quality, utility, and clarity of the information to be collected . . ." Comments are due 07/21/2025 at 11:59 pm EST
The CFPB is about to undo pretty much every piece of regulatory and sub-regulatory guidance its ever issued. https://public-inspection.federalregister.gov/2025-08286.pdf
#lawfedi #CFPB #ConsumerProtection
Effective May 12, 2025, the FTC’s Rule on Unfair or Deceptive Fees, 16 C.F.R. Part 464, prohibits bait-and-switch pricing and other tactics used to obscure and misrepresent total prices and fees for live-event tickets and short-term lodging.
Seriously, stuff like this should be #outlawed and we need actual #ConsumerProtection and #regulation that classifies #PetCare and #PetToys with the same protections as #Toddler #toys.
Because cats being killed by an "automatic #LitterBox" is just the most horrific and inexcuseable product fault there could be.
In an email sent to CFPB staff on Wednesday, CFPB chief legal officer Mark Paoletta announced that the agency would be shifting its focus away from its supervisory roles and towards “tangible harm to consumers.” Medical debt, student loans, consumer data, and digital payments have all been identified as topics the CFPB will “deprioritize,” according to the document. https://www.wired.com/story/cfpb-has-been-gutted/
I don't know who needs to hear this, but if you want to reserve a room in a particular hotel, DO NOT search for the hotel name and call the number in one of the sponsored ads at the top of the search results.
More likely than not this is a reseller who will pretend you are talking directly to the hotel and charge you a LOT more than you would have paid the hotel directly.
Find the hotel website, confirm from the URL that you're on it, and call the number there.
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#consumerProtection #scam
Here, this is a pretty brutal set of statements from the judge which just ordered for the CFPB:
https://bsky.app/profile/mjsdc.bsky.social/post/3llhoz4csk22b
Judge Amy Berman Jackson in the National #Treasury Employees v. #RussVought (acting director of CFPB) ruled that the attempt to dismantle #CFPB is likely unlawful, & the recent claims by the #Trump admin that the agency was still performing its statutorily mandated duties was "nothing more than window dressing."
As such she ordered a preliminary injunction.
#law #ConsumerProtection #AbuseOfPower #Trump
https://ecf.dcd.uscourts.gov/cgi-bin/show_public_doc?2025cv0381-87
Monash University: Moving beyond ‘cyberwashing’ to ensure robust digital security. “A new Monash University report highlights the growing problem of organisations resorting to ‘cyberwashing’ to mislead the public about their data privacy practices and recommends measures to build a genuine culture of cybersecurity.”
"The Trump administration’s Federal Trade Commission has removed four years’ worth of business guidance blogs as of Tuesday morning, including important consumer protection information related to artificial intelligence and the agency’s landmark privacy lawsuits under former chair Lina Khan against companies like Amazon and Microsoft. More than 300 blogs were removed.
On the FTC’s website, the page hosting all of the agency’s business-related blogs and guidance no longer includes any information published during former president Joe Biden’s administration, current and former FTC employees, who spoke under anonymity for fear of retaliation, tell WIRED. These blogs contained advice from the FTC on how big tech companies could avoid violating consumer protection laws."
https://www.wired.com/story/federal-trade-commission-removed-blogs-critical-of-ai-amazon-microsoft/
#Trump #FTC Removes Posts Critical of #Amazon, #Microsoft, & #AI Companies
Business-guidance content published during the #Biden admin has been removed from the Federal Trade Commission website.
The Trump admin’s FTC removed 4yrs worth of business guidance blogs as of Tues morning, including important #ConsumerProtection info related to AI & the agency’s landmark #privacy lawsuits under fmr chair Lina Khan against companies like Amazon & Microsoft.
#law #broligarchy
https://www.wired.com/story/federal-trade-commission-removed-blogs-critical-of-ai-amazon-microsoft/
The #Trump-appointed #CFPB lead, Acting Director #Vought (of #Project2025), ordered the agency to “voluntarily dismissed with prejudice several high-profile enforcement cases, including against fintech SoLo Funds Inc., Capital One Financial Corp., and a unit of Rocket Cos.”
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