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#loans

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State by State Pending and recently passed #AntiProtestLaws: #Minnesota

SF 1501: Heightened penalties for protesters who block #traffic

Would heighten penalties for protesters who intentionally “interfere with” or “disrupt” traffic that is entering, exiting, or on a freeway or a roadway on airport property. Under the bill, intentional traffic disruption on freeways or airport roadways would be a gross misdemeanor, punishable by up to one year in jail and a $3,000 fine. The relevant provisions are identical to HF 329 / SF 728.
Full text of bill: revisor.mn.gov/bills/bill.php?

Status: pending
Introduced 17 Feb 2025.
Issue(s): #Traffic =Interference

SF 1363: New penalties for pipeline protesters and supporters, and protesters who block traffic

Would create new civil and criminal liability for funders and supporters of protesters who peacefully demonstrate on pipeline or other utility property. Any person or entity that "recruits, trains, aids, advises, hires, counsels, or conspires with" a person who trespasses onto a “critical public service facility, utility, or pipeline” would be civilly liable for any damages committed by the trespasser under the bill. They would also be guilty of a gross misdemeanor, punishable by a fine of up to $3,000, if they fail to make a reasonable effort to prevent the violation. Additionally, the bill would make the person who trespasses onto the critical public service facility, utility, or pipeline strictly liable for civil damages. Similar provisions were introduced as SF 1493 in the 2023-2024 session. The bill would also make it a gross misdemeanor to obstruct traffic on a freeway or on a public road within airport property, with intent of obstructing or otherwise interfering with traffic. As written, the offense could cover protesters who even momentarily delayed cars on a freeway while demonstrating on the side of the freeway or on an overpass. Similar provisions were introduced as SF 1285/HF 1967 in the 2021-2022 session.
Full text of bill: revisor.mn.gov/bills/bill.php?

Status: pending
Introduced 13 Feb 2025.
Issue(s): Civil Liability, #ProtestSupporters or Funders, Infrastructure, Traffic Interference, Trespass

HF 329 / SF 728: Heightened penalties for protesters who block traffic

Would heighten penalties for protesters who intentionally “interfere with” or “disrupt” traffic that is entering, exiting, or on a freeway or a roadway on airport property. Under the bill, intentional traffic disruption on freeways or airport roadways would be a gross misdemeanor, punishable by up to one year in jail and a $3,000 fine. A nearly identical bill was proposed as HF 1967 / SF 1285, introduced in 2021.
Full text of bill: revisor.mn.gov/bills/bill.php?

Status: pending
Introduced 13 Feb 2025.
Issue(s): Traffic Interference

HF 367 / SF 180: New civil liability for street protesters

Would allow third parties or the government to sue protesters if they interfere with traffic on certain public roads. Under the bill, someone who intentionally “interferes with” or “obstructs” passage on any “public highway” would be civilly liable for damages and attorneys fees. Any injured person, private entity, or state or local government could bring such a lawsuit, though the bill provides that the government cannot bring both a civil suit and criminal charges for the same conduct. “Highways” in Minnesota include many two-lane roads with stop signs and stoplights. As such, protesters whose demonstration paused or delayed traffic on certain roads could face costly litigation by, for instance, a company that claimed it was “damaged” by the delay.
Full text of bill:
revisor.mn.gov/bills/bill.php?

Status: pending
Introduced 13 Feb 2025.
Issue(s): Traffic Interference

SF 708: BARRING PUBLIC BENEFITS FOR PROTEST-RELATED OFFENSES

Would broadly disqualify a person convicted of an offense during a protest from receiving #PublicAssistance. Any "offense related to the person's illegal conduct at a protest, demonstration, rally, civil unrest, or march" would disqualify the person from a range of benefits, including #FoodAssistance, education #loans and grants, and #unemployment assistance. Under the bill, a person convicted of even a misdemeanor that is deemed somehow "related" to their participation in a peaceful protest could face permanent disqualification from such benefits. The same bill was introduced as SF 935 in 2023.
Full text of bill: revisor.mn.gov/bills/bill.php?

Status: pending
Introduced 27 Jan 2025.
Issue(s): Limit on Public Benefits

SF 702 / HF 2808: New civil immunity for drivers who hit protesters

Would shield from civil lawsuits drivers who hit street protesters in certain situations. The bill provides that anyone who unlawfully obstructs a roadway cannot sue a driver for any injury, loss, death or damage they suffered if the driver was seeking to “retreat or escape” from the roadway obstruction and believed they were in immediate danger of injury. An identical bill was introduced as SF 5500 in 2024.
Full text of bill: revisor.mn.gov/bills/bill.php?

Status: pending
Introduced 27 Jan 2025.
Issue(s): Driver Immunity

#FirstAmendment #CriminalizingDissent
#Authoritarianism #Fascism #Clampdown #CriminalizingProtest
#CharacteristicsOfFascism #USPol #AntiProtestLaws #PipelineProtests #HeatherHeyer #UniteTheRight #DrivingDownProtestors

www.revisor.mn.govSF 1501 Status in the Senate for the 94th Legislature (2025 - 2026)
Continued thread

…The case began in 2020 when the #CFPB accused Townstone of #redlining & breaking fair-lending laws by discouraging residents living in majority-#Black neighborhoods from applying for its #housing #loans. It homed in on comments made during the company’s radio show & podcast, “The Townstone Financial Show,” saying they were intended to rebuff Black borrowers or those seeking to buy homes in certain neighborhoods.

Found this on a Discord...

If you need to move from a #redState to a #blueState because you are #trans or #nonBinary, etc. these folks are offering interest-free #loans.

Keshet-HFLS “Move to Thrive” Interest-Free Loan Program

Applicants do not have to be Jewish and can be moving from any state in the U.S. to any state in the U.S. (but not outside of the country).

To qualify, applicants must meet the following requirements:

- Have plans to move to a different state within three months of receiving an HFLS loan and be able to submit documentation of their move OR plan to move no later than six months from the time they receive the loan.

- Have annual household income sufficient to support loan repayment, and no higher than the HFLS income limits.

- Have an active checking account.

- Provide one guarantor who meets the two requirements above.

Initial funding for this program is provided by the Jewish LGBTQ Donor Network.

keshetonline.org/movetothrive/

Но есть и хорошие новости.

С недавних пор вы можете запретить получение кредитов на своё имя на Госуслугах.

gosuslugi.ru/landing/nocredit

⚠️ Если финансовая организация заключит договор с человеком, у которого установлен запрет, она не сможет требовать от него исполнения обязательств по такому договору

Запрет возможен в разных конфигурациях: для банков и микрокредитных, а также лично и удалённо. Или так называемый "полный" режим.

На самом деле, "полный" запрет тоже не полный, т.к не запрещает ипотеку, образовательные и автокредиты. Но и их оформление - более сложная и зарегулированная процедура.

Я воспользовался случаем и протестировал свои РуТокены при подписи заявления на запрет.

Теперь можно будет отвыкнуть посещать личный кабинет кредитного бюро на регулярной основе.

@rf

www.gosuslugi.ruПортал государственных услуг Российской Федерации
Continued thread

But on Thurs, the #Trump #CFPB dropped several complaints against financial institutions, including the ones for #CapitalOne & #RocketHomes.

“We welcome the CFPB’s decision to dismiss this action, which we strongly disputed,” a spokesperson for Capital One said in an emailed statement.

In a statement, Rocket Homes said: “This case was a misrepresentation of the facts, as we have said from the day the suit was filed.”

#consumer#Musk#law
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During his first term, #Trump was hell-bent on eviscerating the authority of an agency that #Congress authorized to protect #consumers after the 2008 financial crisis. His choice to lead the agency in 2017 signaled his disdain: Mick Mulvaney, a fmr congressman who voted to abolish the #CFPB.

…But consumers needed then — & need now — a powerful advocate.

#Trump & #ElonMusk are working to decimate the Consumer Financial #Protection Bureau [#CFPB].

In early Feb, Musk posted “CFPB RIP,” …with a gravestone emoji.

Musk’s death march has begun. The number of #consumer complaints being processed by the bureau is significantly down, & several lawsuits against #financial companies were recently dropped.

#law #economy #regulation #banks #credit #loans #mortgages #foreclosures #debt #housing #markets #DOGE #USpol
washingtonpost.com/business/20

The Washington Post · Consumers need the CFPB. Remember the Great Recession?By Michelle Singletary
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Some of the money that has been frozen is tied to #environmental #conservation programs that were funded by President #Biden's signature #climate #law, the 2022 Inflation Reduction Act, which included about $19.5B for #farm programs over 10 yrs.

The #Trump White House said its Jan 27 proposal to freeze federal #loans & #grants would not affect programs for #farmers. The admin rescinded its proposal & it has been temporarily blocked in court.

Continued thread

Untold numbers of front-line #health workers in the #Veterans Affairs Department, officials who process #loans for homebuyers or small businesses, & contractors who help procure the next generation of #military weaponry could all head for the exits at once. It could also mean losing experienced #food inspectors & #scientists who test the #water supply — while disrupting everything from #airTravel & #consumer #product #protections.

#labor#law#USpol

Federal judge halted #Trump freeze on federal #aid programs, ruling that the #courts need more time to consider the potentially far-reaching ramifications of his order. Minutes before the directive from Trump’s budget office was to take effect Tuesday, U.S. District Judge Loren AliKhan blocked the Trump administration from implementing it for now. AliKhan’s order will expire Feb. 3 at 5 p.m. politico.com/news/2025/01/28/d #trump #maga #OMB #courts #research #grants #loans #medicaid #healthcare

#Nonprofits, #health groups sue over #Trump's freeze on #grants, #loans

4 groups representing nonprofits, #PublicHealth professionals & #SmallBusinesses filed a lawsuit on Tues challenging #Trump's sweeping directive to temporarily freeze federal loans, grants & other #FinancialAssistance.

The lawsuit filed in federal court in Washington, DC, took aim at a directive the acting head of the #OMB issued on Monday.

#law #education #healthcare #housing #DisasterRelief
reuters.com/legal/non-profits-

Continued thread

More on #Trump’s #ExecutiveOrder to freeze federal #grants & #loans

"This order is a potential 5-alarm fire for #nonprofit organizations & the people & communities they serve. From pausing #research on cures for childhood #cancer to halting #FoodAssistance, safety from #DomesticViolence, & closing #suicide hotlines, the impact of even a short pause in funding could be devastating & cost lives,” Diane Yentel, president & CEO of the National Council of Nonprofits, said.

reuters.com/world/trump-orders