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#sepa

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Marcus Rohrmoser 🌻<p>Hi <span class="h-card" translate="no"><a href="https://mastodon.social/@linuxmint" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>linuxmint</span></a></span>,<br>I'd like to <a href="https://digitalcourage.social/tags/donate" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>donate</span></a> via <a href="https://digitalcourage.social/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a> standing order - can I?</p>
Kevin Karhan :verified:<p><span class="h-card" translate="no"><a href="https://mastodon.online/@dideldum" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>dideldum</span></a></span> <span class="h-card" translate="no"><a href="https://social.tchncs.de/@leachimus" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>leachimus</span></a></span> +9001%</p><p>Der <a href="https://infosec.space/tags/Euro" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Euro</span></a> hat signifikante Vorteile für <em>alle</em> aber besonders <a href="https://infosec.space/tags/Deutschland" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Deutschland</span></a> gehabt, weil anders als <a href="https://infosec.space/tags/DMark" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>DMark</span></a> keine <a href="https://infosec.space/tags/Umtausch" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Umtausch</span></a>-Industrie in der <a href="https://infosec.space/tags/EU" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>EU</span></a> und durch Harmonisierung deutsche Produkte billiger wurden, was bei der deutschen Exportwirtschaft vorteilhaft ist.</p><ul><li>Und natürlich ist es bequemer und flexibler wenn zwischen Portugal und Zypern sowie Malta und Finnland dieselbe Währung genutzt wird...</li></ul><p><a href="https://infosec.space/tags/wero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>wero</span></a> muss sich <a href="https://infosec.space/tags/global" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>global</span></a> behaupten können, sonst wird es bestenfalls ne nationale oder regionale Option sein wie <a href="https://infosec.space/tags/WeChatPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>WeChatPay</span></a>, <a href="https://infosec.space/tags/AliPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>AliPay</span></a>, <a href="https://infosec.space/tags/UnionPay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>UnionPay</span></a>, <a href="https://infosec.space/tags/JCB" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>JCB</span></a> &amp; <a href="https://infosec.space/tags/Mir" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Mir</span></a>, und damit kein <a href="https://infosec.space/tags/Wettbewerber" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Wettbewerber</span></a> zu <a href="https://infosec.space/tags/AMEX" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>AMEX</span></a>, <a href="https://infosec.space/tags/VISA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>VISA</span></a>, <a href="https://infosec.space/tags/MasterCard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>MasterCard</span></a> &amp; <a href="https://infosec.space/tags/PayPal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>PayPal</span></a>.</p><ul><li>Allein auf den <a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a>-Raum sich zu beschränken macht es zur Totgeburt und nutzlos außerhalb von EU &amp; <a href="https://infosec.space/tags/EFTA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>EFTA</span></a>...</li></ul><p><a href="https://infosec.space/tags/wirecard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>wirecard</span></a> war zwar nen <a href="https://infosec.space/tags/Betrug" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Betrug</span></a>, aber die boten sich <a href="https://infosec.space/tags/global" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>global</span></a> an, und solange <a href="https://infosec.space/tags/B2B" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>B2B</span></a> nicht Muster mit wero auf <a href="https://infosec.space/tags/Alibaba" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Alibaba</span></a> / <a href="https://infosec.space/tags/AliExpress" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>AliExpress</span></a> kaufen können und <a href="https://infosec.space/tags/Kleinanzeigen" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Kleinanzeigen</span></a>.de &amp; <a href="https://infosec.space/tags/eBay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>eBay</span></a> nicht wero in <em>"Sicher Bezahlen"</em> unterstützt wird's sich nicht durchsetzen können.</p><ul><li><a href="https://infosec.space/tags/Wildwuchs" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Wildwuchs</span></a> funktioniert nicht, sonst hätte <a href="https://infosec.space/tags/Deutschland" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Deutschland</span></a> nicht die <a href="https://infosec.space/tags/Lades%C3%A4ulenverordnung" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Ladesäulenverordnung</span></a> erlassen müssen und <a href="https://infosec.space/tags/CCS2" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>CCS2</span></a> als gesetzlichen Standard &gt; 3,7kW/h festlegen müssen!</li></ul><p>(Okay, das war zwar <span class="h-card" translate="no"><a href="https://ec.social-network.europa.eu/@EUCommission" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>EUCommission</span></a></span> aber das Prinzip ist gleich...)</p><p><a href="https://infosec.space/tags/Zahlungsmittel" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Zahlungsmittel</span></a> sind <a href="https://infosec.space/tags/Infrastruktur" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Infrastruktur</span></a>, sogar <a href="https://infosec.space/tags/KritischeInfrastruktur" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>KritischeInfrastruktur</span></a> und <span class="h-card" translate="no"><a href="https://social.bund.de/@BaFin" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>BaFin</span></a></span> täte gut daran offene, dezentrale Standards und Lösungen zu fördern und fordern. Gern auch in Zusammenarbeit mit @bundesbank@social.bund.de &amp; <span class="h-card" translate="no"><a href="https://respublicae.eu/@ecb" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>ecb</span></a></span> ...</p>
Kevin Karhan :verified:<p><span class="h-card" translate="no"><a href="https://mastodon.online/@dideldum" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>dideldum</span></a></span> <span class="h-card" translate="no"><a href="https://social.tchncs.de/@leachimus" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>leachimus</span></a></span> gibt doch schon nen einheitliches Zahlungssystem innerhalb.von <a href="https://infosec.space/tags/EU" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>EU</span></a> &amp; <a href="https://infosec.space/tags/EFTA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>EFTA</span></a>: </p><p><a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a></p>
Kevin Karhan :verified:<p><span class="h-card" translate="no"><a href="https://mastodon.online/@dideldum" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>dideldum</span></a></span> <span class="h-card" translate="no"><a href="https://social.tchncs.de/@leachimus" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>leachimus</span></a></span> das sollte es auch, nur sollte <a href="https://infosec.space/tags/wero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>wero</span></a> dazu nicht nur den <a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a>-Raum abdecken sondern wie <a href="https://infosec.space/tags/PayPal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>PayPal</span></a>, <a href="https://infosec.space/tags/Stripe" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Stripe</span></a> und <a href="https://infosec.space/tags/NowPayments" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>NowPayments</span></a> global verfügbar sein!</p><ul><li>Sonst ist es außerhalb von <a href="https://infosec.space/tags/EU" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>EU</span></a> &amp; <a href="https://infosec.space/tags/EFTA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>EFTA</span></a> nutzlos...</li></ul>
Kevin Karhan :verified:<p><span class="h-card" translate="no"><a href="https://social.tchncs.de/@leachimus" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>leachimus</span></a></span> ja, <a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a> ist noice aber leider nur in EU &amp; EFTA verfügbar...</p>
Kevin Karhan :verified:<p><span class="h-card" translate="no"><a href="https://mastodon.social/@yacc143" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>yacc143</span></a></span> <span class="h-card" translate="no"><a href="https://goblin.band/@javi" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>javi</span></a></span> <span class="h-card" translate="no"><a href="https://social.bund.de/@AuswaertigesAmt" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>AuswaertigesAmt</span></a></span> <span class="h-card" translate="no"><a href="https://social.bund.de/@Bundesregierung" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>Bundesregierung</span></a></span> which is of no concern since <a href="https://infosec.space/tags/Germany" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Germany</span></a> does have <a href="https://infosec.space/tags/BankingSecrecy" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>BankingSecrecy</span></a>, <a href="https://infosec.space/tags/FATCA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>FATCA</span></a> only applies to <a href="https://infosec.space/tags/US" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>US</span></a> citizens and a lot of consumer banks are <a href="https://infosec.space/tags/Cooperatives" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Cooperatives</span></a> who themselves are not on the <a href="https://infosec.space/tags/SWIFT" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SWIFT</span></a>, but <a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a> system, so no way for the <a href="https://infosec.space/tags/USA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>USA</span></a> to veto that!</p><ul><li>And yes, <a href="https://infosec.space/tags/BasicAccounts" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>BasicAccounts</span></a> as per <span class="h-card" translate="no"><a href="https://social.bund.de/@BaFin" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>BaFin</span></a></span> apply to everyone who is ib Germany regardless of status (i.e. Tourist, Asylum Seeker, Homeless, Citizen or Wageworker)...</li></ul><p><a href="https://www.bafin.de/EN/Verbraucher/Bank/Produkte/Basiskonto/basiskonto_node_en.html" rel="nofollow noopener noreferrer" translate="no" target="_blank"><span class="invisible">https://www.</span><span class="ellipsis">bafin.de/EN/Verbraucher/Bank/P</span><span class="invisible">rodukte/Basiskonto/basiskonto_node_en.html</span></a></p>
Jan Penfrat<p>My bank yesterday: "Rejoice customer! We give you real-time <a href="https://eupolicy.social/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a> transactions for free. We're the best bank!"</p><p>Me reading the news today: "EU makes real-time transfers mandatory: this will change from January 9."</p><p><a href="https://eupolicy.social/tags/capitalism" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>capitalism</span></a></p>
Christian Pietsch<p><span class="h-card" translate="no"><a href="https://toot.berlin/@ahoibrowser" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>ahoibrowser</span></a></span> <span class="h-card" translate="no"><a href="https://fedifreu.de/@cryptgoat" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>cryptgoat</span></a></span> Hier kommt eine Lösung:</p><p>Der <a href="https://fedifreu.de/tags/VRS" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>VRS</span></a> (Verkehrsverbund Rhein-Sieg) verkauft auf dieser trackingfreien Website das <a href="https://fedifreu.de/tags/DeutschlandTicket" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>DeutschlandTicket</span></a> im PDF- und <a href="https://fedifreu.de/tags/PKPass" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>PKPass</span></a>-Format:<br><a href="https://www.vrs-ticketshop.de/Deutschlandticket.html" rel="nofollow noopener noreferrer" translate="no" target="_blank"><span class="invisible">https://www.</span><span class="ellipsis">vrs-ticketshop.de/Deutschlandt</span><span class="invisible">icket.html</span></a></p><p>Die PKPass-Datei habe ich in der App <a href="https://fedifreu.de/tags/fWallet" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>fWallet</span></a> gespeichert, die es bei <span class="h-card" translate="no"><a href="https://floss.social/@fdroidorg" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>fdroidorg</span></a></span> gibt. Mit KDE Itinerary müsste das auch funktionieren.</p><p>Perfekt ist auch dieses Angebot nicht – ich vermisse die Möglichkeit, per <a href="https://fedifreu.de/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a>-Bankeinzug zu zahlen. Wie schon andere schrieben, gilt ein D-Ticket immer nur bis zum Ende eines Kalendermonats, aber dafür kann der VRS nichts.</p>
Kevin C :unverified:<p>Petit fil d'information concernant la dernière fuite de données Free contenant entre autres choses l'IBAN.</p><p>Le risque spécifique lié à l'IBAN est la possibilité pour quelqu'un.e de malintentionné.e de présenter une demande de prélèvement sur votre compte.</p><p>(ce que j'écris ici provient de mes connaissances/recherches sur le sujet, n'hésitez pas à compléter ou corriger si nécessaire)</p><p><a href="https://framapiaf.org/tags/Fuite" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Fuite</span></a> <a href="https://framapiaf.org/tags/Free" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Free</span></a> <a href="https://framapiaf.org/tags/Freebox" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Freebox</span></a> <a href="https://framapiaf.org/tags/FreeMobile" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>FreeMobile</span></a> <a href="https://framapiaf.org/tags/IBAN" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>IBAN</span></a> <a href="https://framapiaf.org/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a></p>
Kevin Karhan :verified:<p><span class="h-card" translate="no"><a href="https://gruene.social/@jon" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>jon</span></a></span> consider escalating this to <span class="h-card" translate="no"><a href="https://social.bund.de/@BNetzA" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>BNetzA</span></a></span> and <span class="h-card" translate="no"><a href="https://ec.social-network.europa.eu/@EUCommission" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>EUCommission</span></a></span> because they are the ones that could tell them <em>"YOU FIX THIS - NAOW!"</em>...</p><ul><li>Reminds me of <a href="https://infosec.space/tags/DB" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>DB</span></a> getting slapped by court for refusing to let <a href="https://infosec.space/tags/Austrians" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Austrians</span></a> buy <a href="https://infosec.space/tags/BahnCard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>BahnCard</span></a> and pay via <a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a> money order...</li></ul>
Kevin Karhan :verified:<p><span class="h-card" translate="no"><a href="https://infosec.exchange/@SpaceLifeForm" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>SpaceLifeForm</span></a></span> TBH, all <a href="https://infosec.space/tags/currency" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>currency</span></a> - even antique <a href="https://infosec.space/tags/metal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>metal</span></a> <a href="https://infosec.space/tags/coins" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>coins</span></a> - is based off <a href="https://infosec.space/tags/fungibility" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>fungibility</span></a>. </p><ul><li>That's why <a href="https://infosec.space/tags/BurgerKing" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>BurgerKing</span></a> in <a href="https://infosec.space/tags/Germany" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Germany</span></a> accepted <a href="https://infosec.space/tags/USD" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>USD</span></a> and not just <a href="https://infosec.space/tags/Euro" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Euro</span></a> and would happily sell me a Cheeseburger for a $5 note just as with a €5 note ( they only exchanged in Euro but that's beyond the point).</li></ul><p>The reason why I can't even buy fries with 5.000 KPW [North Korean Won] has nothing to do with North Korea, but entirely with the fact that noone wants that money.</p><ul><li>And that fungibility is <em>why</em> the <a href="https://infosec.space/tags/USD" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>USD</span></a> is even relevant and why the <a href="https://infosec.space/tags/Euro" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Euro</span></a> is stable: Because you can actualy buy shit with it.</li></ul> <p><a href="https://infosec.space/tags/Gold" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Gold</span></a>, <a href="https://infosec.space/tags/Silver" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Silver</span></a>, <a href="https://infosec.space/tags/Platinum" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Platinum</span></a> and even <a href="https://infosec.space/tags/Copper" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Copper</span></a> are not only inconvenient beyond small sums because they weight a lot but because their value sometimes fluctuates harder than <a href="https://infosec.space/tags/Monero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Monero</span></a> and with the exception of Copper there had been Mass <a href="https://infosec.space/tags/Confiscations" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Confiscations</span></a> aka. state-based <a href="https://infosec.space/tags/theft" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>theft</span></a> of these per law.</p><ul><li><p>Therefore it's absurd to think that any metal- or other commodity-based currency could be established that would see actual use-case beyond being an expensive <a href="https://infosec.space/tags/Shitcoin" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Shitcoin</span></a> aka. <a href="https://infosec.space/tags/SecuritiesFraud" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SecuritiesFraud</span></a>-based <a href="https://infosec.space/tags/Scam" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Scam</span></a>. </p></li><li><p>The only reason <a href="https://infosec.space/tags/Bitcoin" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Bitcoin</span></a> has any value is because <a href="https://infosec.space/tags/Billionaires" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Billionaires</span></a> and <a href="https://infosec.space/tags/Oligarchs" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Oligarchs</span></a> use it to commit <a href="https://infosec.space/tags/TaxFraud" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>TaxFraud</span></a> and <a href="https://infosec.space/tags/CapitalFlight" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>CapitalFlight</span></a> in order to have an <a href="https://infosec.space/tags/ExitStrategy" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>ExitStrategy</span></a> left if or rather when their <a href="https://infosec.space/tags/Oligarchy" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Oligarchy</span></a> - regardless if <a href="https://infosec.space/tags/Russia" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Russia</span></a>, <em>"P.R."</em> <a href="https://infosec.space/tags/China" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>China</span></a>, <a href="https://infosec.space/tags/UK" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>UK</span></a> or <a href="https://infosec.space/tags/USA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>USA</span></a> implodes to buy themselves in elsewhere as <em>"<a href="https://infosec.space/tags/EconomicRefugees" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>EconomicRefugees</span></a>"</em> or rather <a href="https://infosec.space/tags/fugitives" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>fugitives</span></a> in a juristiction that doesn't extradite them for their *"<a href="https://infosec.space/tags/WhiteCollarCrime" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>WhiteCollarCrime</span></a>".</p></li><li><p>The only reason <a href="https://infosec.space/tags/Ethereum" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Ethereum</span></a> has any value is because it's the more <em>"accessible"</em> alternative to Bitcoin so mere <a href="https://infosec.space/tags/Millionaires" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Millionaires</span></a> can afford similar <em>"<a href="https://infosec.space/tags/AssetProtection" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>AssetProtection</span></a>" strategies</em> ...</p></li><li><p><a href="https://infosec.space/tags/Monero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Monero</span></a> derives it's value not by having <a href="https://infosec.space/tags/Billions" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Billions</span></a> in on-paper-value locked in but entirely upon it's <a href="https://infosec.space/tags/fungibility" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>fungibility</span></a> and speed as a <a href="https://infosec.space/tags/PaymentSystem" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>PaymentSystem</span></a>, beating <a href="https://infosec.space/tags/Hawala" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Hawala</span></a> and <a href="https://infosec.space/tags/MoneyTransfer" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>MoneyTransfer</span></a> providers by so wide margins that it feels like <a href="https://infosec.space/tags/US" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>US</span></a>-style <a href="https://infosec.space/tags/ACH" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>ACH</span></a> Money Transfers getting steamrolled by <a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a> <a href="https://infosec.space/tags/WireTransfer" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>WireTransfer</span></a>: They ain't even in the same millenium!</p></li></ul> <p>So if you want to sell me on some <a href="https://infosec.space/tags/RareMetal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>RareMetal</span></a> <a href="https://infosec.space/tags/investment" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>investment</span></a> scheme: <em>Please fuck off!</em></p><p>If not, disregard the last sentence...</p><p>Thanks.</p>
c't Magazin<p>heise+ | Lastschriftrechnung: Wie Request to Pay das Bezahlen vereinfachen soll </p><p>Der Standard "SEPA Request to Pay" soll Fehler und Missverständnisse zwischen Kunde und Händler verhindern und dabei kostengünstig und datensparsam sein.</p><p><a href="https://www.heise.de/hintergrund/Lastschriftrechnung-Wie-Request-to-Pay-das-Bezahlen-vereinfachen-soll-9750077.html?wt_mc=sm.red.ho.mastodon.mastodon.md_beitraege.md_beitraege&amp;utm_source=mastodon" rel="nofollow noopener noreferrer" translate="no" target="_blank"><span class="invisible">https://www.</span><span class="ellipsis">heise.de/hintergrund/Lastschri</span><span class="invisible">ftrechnung-Wie-Request-to-Pay-das-Bezahlen-vereinfachen-soll-9750077.html?wt_mc=sm.red.ho.mastodon.mastodon.md_beitraege.md_beitraege&amp;utm_source=mastodon</span></a></p><p><a href="https://social.heise.de/tags/Bezahldienst" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Bezahldienst</span></a> <a href="https://social.heise.de/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a> <a href="https://social.heise.de/tags/news" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>news</span></a></p>
Fluffgar 🏴󠁧󠁢󠁳󠁣󠁴󠁿 HAS MOVED<p><a href="https://mastodon.online/tags/Flooding" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Flooding</span></a> information can be found via <a href="https://mastodon.online/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a> <br><a href="https://mastodon.online/tags/weather" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>weather</span></a> <a href="https://mastodon.online/tags/Scotland" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Scotland</span></a> <a href="https://mastodon.online/tags/StormJocelyn" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>StormJocelyn</span></a> <br><a href="https://www.sepa.org.uk/" rel="nofollow noopener noreferrer" translate="no" target="_blank"><span class="invisible">https://www.</span><span class="">sepa.org.uk/</span><span class="invisible"></span></a></p>
Jan Penfrat<p><a href="https://eupolicy.social/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a> <a href="https://eupolicy.social/tags/InstantPayments" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>InstantPayments</span></a> seem such an obviously useful thing that I wonder why it needs an EU law to force banks to offer it.</p><p>Looks to me like there is a (market) reason why European banks never stood a chance against <a href="https://eupolicy.social/tags/Paypal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Paypal</span></a>, <a href="https://eupolicy.social/tags/GooglePay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>GooglePay</span></a> and <a href="https://eupolicy.social/tags/ApplePay" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>ApplePay</span></a>.</p>
Kevin Karhan :verified:<p><span class="h-card"><a href="https://infosec.exchange/@bhawthorne" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>bhawthorne</span></a></span> <span class="h-card"><a href="https://mastodon.social/@mhoye" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>mhoye</span></a></span> but case in point: the OP was lilely about <a href="https://mstdn.social/tags/Bitcoun" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Bitcoun</span></a> :bitcoin: since <a href="https://mstdn.social/tags/Monero" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Monero</span></a> :monero: sonce that does scale pretty well and whilst not as fast as <a href="https://mstdn.social/tags/PayPal" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>PayPal</span></a> :paypal: or any <a href="https://mstdn.social/tags/CreditCard" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>CreditCard</span></a> it's certainly faster than even <a href="https://mstdn.social/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a>'s "Instant Transfers"...</p><p>And even cheaper...<br><a href="https://mastodon.social/@mhoye/110917792639354427" rel="nofollow noopener noreferrer" target="_blank"><span class="invisible">https://</span><span class="ellipsis">mastodon.social/@mhoye/1109177</span><span class="invisible">92639354427</span></a></p>
Kevin Karhan :verified:<p><span class="h-card"><a href="https://infosec.exchange/@malwaretech" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>malwaretech</span></a></span> If you had withdrawn that money in Germany, they could not undo that.</p><p>Also <a href="https://mstdn.social/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a> wire transfers are final...</p><p><a href="https://mstdn.social/tags/NotLegalAdvice" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>NotLegalAdvice</span></a> but if you had spent that money you may be incapable of returning it.</p><p>OFC that only works if you spent it BEFORE they successfully contacted you...</p>
Kevin Karhan :verified:<p><span class="h-card"><a href="https://kolektiva.social/@beka_valentine" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>beka_valentine</span></a></span> <span class="h-card"><a href="https://mstdn.science/@henry" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>henry</span></a></span> <span class="h-card"><a href="https://social.heise.de/@vowe" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>vowe</span></a></span> precisely...</p><p>I just don't see any "added value" no slapping blockchain ob shit.</p><p>Now :monero: at least works as an anonymous payment system and that alone makes it at least not totally cringe.</p><p>It's transaction times aren't conducive to buying groceries in person at a block rate of two minutes, but it's faster and cheaper than <a href="https://mstdn.social/tags/SEPA" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>SEPA</span></a> instant transfers, so there's that...</p>
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Nemo_bis 🌈

I like the Polish pragmatism with #epayments. You're asked to pay cash? Just add 5 zl (1 €) in "tip" and card will be fine. (Some taxi drivers helpfully add this extra fee without asking. Would be illegal under #PSD2 but I like the no-fuss way.)

Processors allow to pay in € for a 7,5 % fee (?!) but you can refuse on the POS.

In Belgium, every payment turns into a struggle with unwritten social rules. (Which I can handle by using customs from 2000s Italy and a #Maestro card.)

#cashless#SEPA
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Andrew Thompson

Salmon industry has increased use of antibiotics | HeraldScotland

‘Four years ago, a Scottish Parliament rural committee inquiry into #salmon #farming in Scotland stated that effective regulation of medicine …was a "requirement", after noting with "concern" research results from #SEPA that medicine from #Scotland’s salmon farms "is significantly impacting local #marine environments.”

heraldscotland.com/news/232228

HeraldScotlandSalmon industry has increased use of antibioticsBy Martin Williams
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